Please read these Terms & Conditions carefully before using TheFiveMoneyTrees (the “Website”), operated by Anti-Bucket List LLC. By accessing or using this Website at thefivemoneytrees.com, you agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree, you must discontinue use of the Website and its products and services. For support, contact [email protected].
TheFiveMoneyTrees is designed to support women and other users in building confident money habits. However, TheFiveMoneyTrees (operated by Anti-Bucket List LLC) does not provide personalized financial, investment, tax, or legal advice, and you remain fully responsible for your own financial decisions. For questions or support, visit thefivemoneytrees.com or email [email protected].
These Terms & Conditions (the “Terms”) govern your use of TheFiveMoneyTrees website, content, tools, downloads, digital products, and any related services (collectively, the “Services”). The terms “we,” “us,” and “our” refer to Anti-Bucket List LLC (d/b/a TheFiveMoneyTrees). The terms “you” and “user” refer to any visitor, customer, or other person or entity who accesses or uses the Services.
2.1 Not a financial advisor. The owner of TheFiveMoneyTrees (Anti-Bucket List LLC) is not a financial coach, financial planner, broker, registered investment adviser, certified public accountant, or attorney, and is not licensed, certified, or registered to provide professional financial, investment, tax, or legal advice in any jurisdiction.
2.2 Educational and informational purposes only. All content on the Website and within the Services—including articles, blog posts, emails, social media content, budgeting templates, calculators, downloads, workshops, courses, and any other materials—is provided for general informational and educational purposes only. It is not tailored to your specific financial situation and does not constitute personalized advice or a professional recommendation.
2.3 No client relationship. Your use of the Website, receipt of information, or purchase of any product or Service does not create a financial advisor–client, fiduciary, or professional relationship of any kind between you and us.
2.4 You are responsible for your own decisions. You are solely responsible for evaluating your own financial, investment, tax, and legal decisions. Before making any financial decisions or taking action based on information obtained through the Services, you should consult with a qualified and licensed financial professional, tax advisor, or attorney who is familiar with your particular circumstances and applicable laws in your jurisdiction.
By accessing, browsing, or using the Website or Services, you confirm that you have read, understood, and agree to be bound by these Terms, including any additional terms and policies referenced here or made available by link. If you do not agree to these Terms, you must not access or use the Services.
4.1 Minimum age. The Services are intended for individuals who are at least 18 years old, or the age of majority in their jurisdiction. By using the Services, you represent and warrant that you meet this requirement.
4.2 Accurate information. If you create an account, purchase products, or otherwise provide information to us, you agree to provide accurate, current, and complete information, and to update it as needed.
4.3 Account security. You are responsible for maintaining the confidentiality of any login credentials associated with your account and for all activities that occur under your account. You agree to notify us promptly of any unauthorized use or security breach.
Unless otherwise stated, all content and materials available through the Services—including text, articles, graphics, logos, icons, images, audio or video clips, downloads, courses, templates, calculators, and software—are the intellectual property of TheFiveMoneyTrees (operated by Anti-Bucket List LLC) or its licensors and are protected by copyright, trademark, and other intellectual property laws.
You are granted a limited, personal, non-exclusive, non-transferable, revocable license to access and use the Services for your own individual, non-commercial use only. You may not reproduce, distribute, modify, create derivative works of, publicly display, perform, republish, download, store, or transmit any of the material on the Website except as expressly permitted in these Terms or with our prior written consent.
6.1 Permitted use. You may use the Services only for lawful purposes and in accordance with these Terms. You may download or print a reasonable number of copies of materials for your personal, non-commercial use, provided you keep intact all copyright and proprietary notices.
6.2 Prohibited use. You agree that you will not:
Any examples of budgets, savings amounts, debt payoff timelines, income increases, or other financial outcomes shared on the Website are illustrative only. They are based on hypothetical scenarios or personal experiences and are not guarantees or predictions of your own results.
Your financial results will depend on many factors, including your income, expenses, debt, habits, discipline, access to resources, and broader economic conditions. We do not and cannot guarantee any particular level of savings, earnings, debt reduction, or other financial outcome, and you agree that we are not responsible for your achievements or lack thereof.
Any budgeting tools, spreadsheets, calculators, planners, or other downloads provided through the Services are offered as convenient resources for your personal use. While we strive for accuracy, they may contain errors, may not reflect current laws or financial practices, and may not be appropriate for your specific situation. You agree to verify any results and to use your own judgment and/or seek professional advice before relying on such tools to make financial decisions.
The Website may contain links to third-party websites, apps, products, or services, including financial institutions, partner sites, or affiliates. These links are provided for your convenience only and do not constitute our endorsement, sponsorship, or recommendation of such third parties or their offerings.
We have no control over and are not responsible for the content, accuracy, policies, or practices of any third-party websites or services. Accessing or using third-party sites is at your own risk, and you should review their terms and privacy policies before engaging with them.
10.1 General disclaimer. To the fullest extent permitted by law, the Services are provided on an “as-is” and “as-available” basis without warranties of any kind, express or implied. We make no representations or warranties regarding the accuracy, completeness, reliability, timeliness, or availability of the Services or any information provided through them.
10.2 No responsibility for financial outcomes. By using the Website and Services, you acknowledge and agree that you are solely responsible for your financial decisions and outcomes. You agree that you will not hold us responsible or liable, and that you will not pursue legal action against us, for any decisions you make, actions you take or do not take, or results you experience based on the information, tools, or products provided through the Services.
10.3 Limitation of liability. To the maximum extent permitted by applicable law, in no event shall we, our owners, employees, contractors, or agents be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages, including but not limited to loss of income, savings, data, goodwill, or other intangible losses, arising out of or in connection with your use of (or inability to use) the Services, even if we have been advised of the possibility of such damages.
If, notwithstanding the other provisions of these Terms, we are found to be liable to you for any damage or loss arising from or in any way connected with your use of the Services, our total cumulative liability shall in no event exceed the greater of (a) the amount you paid to us for the specific product or Service giving rise to the claim, if any, or (b) fifty U.S. dollars (USD $50). Some jurisdictions do not allow limitations on implied warranties or the exclusion or limitation of certain damages, so the above limitations may not apply to you in full.
You agree to indemnify, defend, and hold harmless Anti-Bucket List LLC (d/b/a TheFiveMoneyTrees) and its owners, employees, contractors, and agents from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to: (a) your use of or inability to use the Services; (b) your violation of these Terms or any applicable law; (c) your violation of any rights of a third party; or (d) any content or information you submit or share through the Services.
If you purchase any digital products, subscriptions, or Services through the Website, you agree to pay all applicable fees and taxes and to abide by any additional terms presented at the time of purchase. Unless otherwise stated at the time of sale, all sales of digital products are final and non-refundable once access has been granted. We reserve the right to change prices and available offerings at any time without notice.
We reserve the right, in our sole discretion, to suspend or terminate your access to all or part of the Services at any time, with or without cause, with or without notice, and without liability. Upon termination, the rights and licenses granted to you under these Terms will immediately cease, but any provisions that by their nature should survive termination (including, without limitation, intellectual property, disclaimers, limitations of liability, and indemnification) shall continue in full force and effect.
These Terms and any dispute or claim arising out of or related to them or your use of the Services shall be governed by and construed in accordance with the laws of your local jurisdiction, without giving effect to any choice or conflict of law provision or rule. You agree to submit to the personal jurisdiction and exclusive venue of the courts located in our principal place of business, except where otherwise required by applicable law.
We may update or modify these Terms from time to time in our sole discretion. When we do, we will revise the “Last updated” date at the top of this page and may provide additional notice as required by law. Your continued use of the Services after any changes are posted constitutes your acceptance of the updated Terms. If you do not agree with the revised Terms, you must stop using the Services.
If you have any questions about these Terms & Conditions, the Website, or the Services, please contact us at:
Company: Anti-Bucket List LLC
Email: [email protected]
Website: thefivemoneytrees.com
Subject line: “Terms & Conditions Question”